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Sandi Schwartz

Sandi Schwartz

Articles by Sandi Schwartz

What Is Zero-Based Budgeting? A Simple Guide
Articles

What Is Zero-Based Budgeting? A Simple Guide

[ad_1] If you’re like most Americans, your top financial priority is to save more money, whether you’re running a business or a household with kids and teens. That means if you… [ad_2] Source link

May 20, 2025
1 min Read

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December 3 – Threads of Defiance – The Surgeon’s Silk and the Twins Who Shattered Chains on a Winter’s Dawn in 1689

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History Habits

History Habits

History Habits Articles are designed to make history more than just an academic subject or a distant past—it turns historical knowledge into practical insights for everyday decision-making. The site will explore key historical events, figures, and cultural shifts, then distill actionable takeaways that people can integrate into their habits, perspectives, and personal growth.